Client News Gives Texas Trust Credit Union its Top Rating

ARLINGTON, Texas – June 15, 2020Texas Trust Credit Union has received an A+ rating for its financial health from

DepositAccounts grades the financial health of credit unions and banks as a service to consumers so that they can make more informed decisions and feel more confident in the financial institutions where they bank. Each institution receives a comprehensive health score graded on capitalization, deposit growth and loan-to-reserve ratios. Only 11 percent of all financial institutions receive an A+ health rating.

Texas Trust’s ratings were:

  • Loan-to-reserve ratios: From 2018 to 2019, Texas Trust experienced a 54.26 percent positive change, indicating a dramatic improvement in its balance sheet and financial strength.
  • Deposit Growth: In the past year, Texas Trust increased non-brokered deposits by $96.66 million, resulting in 10.22 percent growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank’s ability to strengthen its balance sheet.
  • Capitalization: With $1.34 billion in assets and $138.4 million in equity, Texas Trust’s capitalization level of 10.3 percent is above average, which allows for a greater buffer to cover loans that may fail in the future.

“ provides a valuable service to consumers and we are honored to have earned their A+ health score,” said Jim Minge, CEO of Texas Trust Credit Union. “For our members this rating shows that we are doing an excellent job in managing our loans and deposits. Every member should be pleased at that.”

Texas Trust’s full financial health evaluation can be viewed at DepositAccounts.

About Texas Trust Credit Union
Texas Trust Credit Union has been helping build brighter financial futures since its modest beginning in 1936. Today, the full-service credit union serves more than 120,000 members. With assets of more than $1.3 billion, Texas Trust is the 6th largest credit union in North Texas and the 17th largest in Texas. With a focus on the community, Texas Trust is creating a legacy of giving through generous financial donations that support local school programs and activities, non-profit organizations, and student scholarships; and by providing volunteer resources through its Community Unity team, which supports scores of charitable events each year. For more information, visit or follow us on Facebook at or Twitter at @texastrustcu.